Home Spoken English Common English Expressions: At the Bank

Common English Expressions: At the Bank

Useful Expressions- At the Bank


A Bank is a financial institution where different financial services are provided. We always need to go to the bank for opening an account, applying for a loan, applying for credit or debit cards, depositing cheques, depositing cash, withdrawing cash, transferring money, exchanging currency, paying bills etc. We need to talk with manager, clerk, cashier or concerned officer for different reasons. Here are the most common expressions used At the Bank.


A. FOR OPENING AN ACCOUNT:


CUSTOMER

  Good morning Sir/Madam. My name is…
  Excuse me Sir/Madam. My name is…
  Hi, I need to open an account in your bank
  I’d like to open an account
  I’d like to open a savings account
  I’d like to open a personal account
  I’d like to open a current account
  I’d like to open a business account
  I’d like to open a joint account
  I would like to open a joint account with my wife
  I’ve to open a saving/current account
  I need to open an account in your bank
  What should I do to open saving/current account?
  What do I need to open saving/current account?
  What shall I do to open an account?
  Could you please guide me for opening an account?
  Could you please help me to open an account?
  What documents are required for opening an account?
  Which documents do I need to submit?
  Can I have the document list for opening an account? 
  What ID proofs do I need to submit?
  Where should I submit all my documents?
  What are the account opening charges?
  How much should I pay for that?
  How much cash do I need to deposit?
  Which investment account offers the best rate?
  Will I get the debit card on the same date?
  Will I get the cheque book on the same date?
  When will I get the passbook and cheque book?
  When will the account be activated?
  When will the account number be generated?


MANAGER

  What kind of account would you like to open? 
  Fill out this application form, please
  You need to fill out this application form
  You need to deposit a minimum of …
  This is the document list
  Attach a xerox copy of passport or driving license as ID
  Affix your recent passport size photograph
  Your account will get activated within 24 hours
  Fill this separate form for debit card
  Fill this separate form for cheque book
  Cheque book will be delivered soon on home address
  You may activate Net Banking facility for your account

B. DEPOSITING CASH/CHEQUE:

CUSTOMER

  Excuse me Sir/Madam. Can I cash a cheque here?
  Good morning. Can I cash a cheque here?
  Can I cash this cheque, please?
  Please cash my cheque
  I’d like to pay this cheque into my account
  I want to encash this cheque
  I wish to deposit some money
  What’s the procedure for depositing cash?
  Can I deposit some money into my new account?
  Where shall I get the pay slip?
  I would like to make a deposit
  I’m making a deposit today


CLERK

  Sure, you can cash your cheque here
  Go to another counter over there
  Sorry, it cannot be cashed here
  All right. Give me two minutes
  All right. Wait for a while
  It will be processed in 24 hours
  It would take some time to process
  Leave the cheque in drop-box
  Show me your ID proof
  Sign here

 

LEAVE A REPLY

Please enter your comment!
Please enter your name here